Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.īrokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Using M1 Borrow’s margin account can add to these risks, and you should review our margin account risk disclosure before borrowing. Past performance does not guarantee future performance. "M1" refers to M1 Holdings Inc., and its affiliates.Īll investing involves risk, including the risk of losing the money you invest. M1 Plus is a paid annual membership that confers benefits for products and services offered by M1 Finance LLC, M1 Spend LLC and M1 Digital LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. "M1" refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC. M1 is a technology company offering a range of financial products and services. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. All agreements are available in our Agreement Library. Not all applicants qualify for the lowest available rate.īy using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. ^Rates are not guaranteed and are subject to change. “M1” refers to M1 Holdings Inc., and its affiliates. *M1 Plus is a paid membership that confers benefits for products and services offered by M1 Finance LLC, M1 Spend LLC and M1 Digital LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. *Lowest fixed rates available to M1 Plus members only, subject to credit history, income, term of loan, and other factors. There is no Annual Fee for the Owner’s Rewards Card. APR will vary with the market based on the Prime Rate. Full terms of the Program can be found at m1.com/legal/agreements/HYSA_Agreement and a complete list of participating banks in the program can be found at m1.com/legal/agreements/depositnetwork.ĪPR ranges from 19.99% – 29.99% based on creditworthiness of the applicant. Deposits may be insured up to $5,000,000 through B2’s Insured Deposit Network Program. Additional FDIC insurance coverage is provided through B2’s Insured Deposit Network Program involving other FDIC insured depository institutions. Cash back rates of 2.5% – 10% require an active M1 Plus subscription (billed at $95 annually or at $10 monthly).ģ B2 Bank is a member FDIC institution and does not itself provide more than $250,000 of FDIC insurance per legal category of account ownership as described in FDIC regulations. Rates are subject to change.Ģ 1.5% – 10% Owner’s Rewards cash back earned on eligible purchases subject to a maximum of $200 cash back per calendar month. Higher APY rate subject to paid M1 Plus subscription. Stated APY is valid from date of account opening. Customer service experience at the store and feedback-driven culture will provide lifelong transferrable skills.1 Obtaining stated APY (annual percentage yield) or opening a savings account does not require a minimum account balance. Every day is different depending on your role and due to constantly changing services and new products you are always learning. Uniform is simple, provided, comfortable. Coworkers come from a variety of backgrounds and are generally very supportive of one another. You don't have to know too much about the products or be super "techie" to start on-the-job training and learning through experience is usually sufficient. For the most part customers are pleasant, but we put up with a fair amount of entitled and rude people from day to day which can be draining. The benefits are great, but the pay doesn't usually match the cost of living of areas stores are located. It's nice to have a random day off in the week when you need it, but not having weekends is a drag sometimes. In retail, the hours can be a pro or con. Overall, Apple is a cool company to work for.
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